Savings interest rate at 10% APR and stable HBD: Hive as lucrative DeFi

Hi there my Hivean friends and followers!

If you haven´t noticed yourself yet, let me tell you this exciting news that the current interest rate of the HBD savings here on Hive is as high as 10% APR (thank you witnesses!), which is a very decent APR even in the crypto world, let alone the fiat world.


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Screen shot taken from my wallet at Hive.Blog


It´s also important to mention that the HBD has lately been much more stable than it was before (thank you witnesses again! :D) as it now mostly hovers in the coveted $0.90 to $1.10 range.


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Screen shot taken from CoinGecko.com


In other words, it looks like we finally have a strong and reliable stablecoin here on our blockchain and investing in that stablecoin can generate some very interesting passive income at the current interest rate of 10% APR. Even if the witnesses lower the rate to somewhere between 7% and 8% where it was until recently, it will still be a great DeFi option for anyone who is fed up with what the banks offer on their traditional saving accounts (in most cases, their APR % is actually even lower than the inflation).

I don´t know how things will pan out in the long term but right now, just looking at the numbers, it really feels like Hive has stepped into the DeFi arena and I think it also gives us a lot of new possibilities to promote our blockchain and our community. I will certainly suggest buying some HBD to my friends who are into investment and/or passive income.


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CZECH / ČESKY:

Zdravím českou plástev!

Vím, že ne všichni zde sledují novinky na poli svědeckém, tak si dovolím vypíchnout ty nejzajímavější z poslední doby. Jsou dvě a obě se týkají našeho stablecoinu HBD.

První dobrá zpráva je ta, že HBD je konečně (díky snaze a umu našich drahých svědků) mnohem stabilnější než dřív a opravdu se teď prakticky neustále drží kolem kýžené ceny 1 dolaru.

Druhou slibnou novinkou je pak skutečnost, že aktuální úroková sazba u HBD savings činí 10% APR, což je velmi atraktivní hodnota (jistě víte, kolik nabízejí u spořících účtů např. české banky).

Sečteno a podtrženo - Hive se těmito kroky neohroženě pustil do světa DeFi (decentralizovaných financí), tak doufejme, že se mu v něm bude dařit. Zároveň nám to přináší nové možnosti a způsoby, jak Hive propagovat na veřejnosti. I těm, kteří se jinak ke kryptoměnám staví ještě pořád skepticky, by jistě nevadilo, kdyby se jim vklady samy úročily 10% ročně, že ;)

Tak na to pamatujte, až se zase budete s někým bavit o investování.




This post was created by me for the Hive blockchain exclusively. All rights reserved.



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Thank you for visiting my blog. If you like posts about Nature, Animals, Ecology, Crypto, Traveling, Photography and discovering secrets and beauties of the World, feel free to follow me as these are the topics I mostly write about. Have a wonderful day and keep on hiving! :)

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