So guys this is second and final part of this post. You should need to read first part of this post from here. Anyway Let's start the post.
4. Use credit card
Before, i was not like to use credit card for online shopping but later i have realized that if you use credit card smartly, then it is beneficial. Now the first thing is no cost emi. Yes it is also available on debit card but most of the devices covered on credit card so that is why i am giving first priority to credit card. But take it only when you have enough money.
Let's say you want to buy any 40k worth device. So that mean you must have 40k first and then take that product at no cost emi and invest that money in Fixed deposit or any risk free investment so you will get some extra benenfit. So this is gonna be a smat way to manage your investment. Other big advantage is you can return product and your money will not go on hold because you have not paid anything for that.
You can get credit card by opening bank account in bank and making fix deposit there. It is free of cost in many banks .
5. Always shop on desktop
Nowadays, mobile apps are trending and i know it. Even biggest companies promoting mobile apps but usually when you shop with mobile you can't do reserach that much because it is not convenient like desktop. Yes you can see price tracker in mobile as well but it is ot that much convenient.
So i strongly recommend you to use desktop and if you are not able to use desktop then i think all the points that i have shared before would waste.
6. bonus tip
So now bonus tip is You can buy refurbished and second hand. And you know this is good because many people upgrading their devices quickly they don't use one product for long time so that is why buying refurbished and second hand item is a good choice.
People want new and powerful things always. So there are many websites and 2gud is one of them which is owned by flipkart
So i hope you enjoyed this information. Must share this post.
